Governmental and non-Governmental organizations are helping people with grants for medical bills. And there are 12 ways to get grants.
Amidst COVID-19, health concerns are getting increased. Many people are losing their healthcare coverage. And because of that, they have to pay their hospital bills from their pockets. And if you are also struggling with medical bills then this article is made for you. There are 12 ways to get help with grants for medical bills.
Facing a mountain of medical bills is not fun. Insurance coverage has changed a lot over the years, and now many patients are facing deductibles, co-pays, and other costs. Research shows 26% of Americans had problems with paying medical bills. In this article, you will find 12 ways to get help with grants for medical bills from government and non-governmental organizations.
Places to get grants for medical bills
There are several places to get help with medical bills. One of them is governmental organizations and the other one is non-governmental organizations. First, we talk about governmental organizations. So, the federal government always requires some conditions or criteria to get grants from them.
People who want to get help with paying medical bills have to meet the criteria that have been set by the federal or state government. Non-governmental organizations may have or may not have any terms and conditions to get help with paying medical bills. Further, we discuss all those governmental and non-governmental organizations that help with paying medical bills.
Now, there are several government organizations that run programs to help them by Medical Grants Help. Remember that you have to qualify for the Medical Grants program first then you get assistance with medical bills. And before applying to any program do get the information that you need to know. To get information about such governmental organizations you can contact them or visit any local agency nearby your place. Now, let’s begin!
Medicaid
Whenever the talk is about government health care. Medicaid is the first name that pops into1 our minds. Medicaid is the government’s answer to health care support for adults who don’t qualify for Medicare. Remember that in the U.S. each state has different eligibility rules and criteria.
If you get qualified for Medicaid you could get 100% of your medical bills covered. Here your income and several other factors play an important role to determine your eligibility for Medicaid coverage. As the criteria and rules vary from state to state, you will need to check your state’s rules and criteria to qualify. You can visit your nearby local agency to get information about rules and criteria.
Medicare
Medicare is another government program that helps people pay their medical bills. People whose age is above 65, having medical disabilities, and those with end-stage kidney disease are eligible for the program. If you fit into any one of those categories then you will get assistance with medical bills with 100% coverage.
CHIP
CHIP stands for children’s health insurance program. Medicaid partners with the CHIP program. They pay for the medical bills of those children whose parents can’t afford insurance coverage. And people who do not even get offered medical insurance through their employer.
As with Medicaid, CHIP eligibility rules and criteria also vary from state to state. If you qualify for this program then you may get free or low-cost medical care for your children.
Non-governmental organizations that help with medical bills
Now, there are some private non-profit organizations that help with medical bills for low-income needy people. But before applying for any non-profit organization’s program do check the qualification list and fine print on the program website to check whether you are eligible or not.
RIP Medical Debt
RIP medical debt runs a program that forgives medical debt for low-income needy people groups such as veterans, elders, and middle-class or poor people struggling with medical bills. Donors contribute their donations to non-profit charitable organizations. And after that, RIP Medical Debt uses the donation or funds to buy patients’ medical debt from hospitals and clinics.
After that, the hospitals and clinics consider the debt paid in full. And instead of selling debt to a collection agency, the hospital and clinic sell it to RIP Medical Debt. The RIP Medical Debt website states that the recipients of debt forgiveness through their program have no adverse tax or other consequences.
PAF
PAF stands for Patient Advocate Foundation. It helps patients to pay medical bills. PAF helps people to locate sources like copay assistance and financial aid to pay their medical bills. To get assistance with grants for medical bills you will need to qualify for the eligibility that is set by the authorities. It may vary from place to place. You can visit their official website to get proper information about eligibility criteria.
PAN foundation
PAN foundation was established in 2004 with the purpose of helping people. People who are struggling with life-threatening, chronic, and rare diseases get the care they need. Here also you can check your eligibility on their official website. In case you are eligible, you will get financial help with your medical bills for a full year.
The PAN foundation offers copay and coinsurance help and support for low-income families. Additionally, they will also help you with financial assistance for transportation to and for medical appointments and health insurance
NORD
NORD stands for National Organization For Rare Disorders. It offers financial assistance for life-saving or life-sustaining medical needs to help patients that cannot afford the cost themselves.
There are several diseases and financial criteria that must be met in order to qualify for financial assistance. However, the grant award varies from each program.
HealthWell foundation
HealthWell foundation is another non-profit organization that helps people with medical bills. This foundation assists people with chronic and life-altering medical conditions. They help with copays, treatment costs, health insurance that cover tubal reversal and many more.
They provide funds to new patients as well as returning patients. Here also you can visit the official website to get full information about the eligibility rules and criteria. If you are eligible then you may assist with the funds for medical bills.
Leukemia And Lymphoma Society
The Leukemia and Lymphoma Society provides a number of financial assistance options to those who are suffering from leukemia and lymphoma. Financial aid options and one-time funds of $100 or more, copay assistance, transportation grants, and other types of financial aid are provided by them.
You can contact the organization using the given number 1-877-557-2672. You can also visit their official website to get more relevant information about the organization and its offers.
RxHope
RxHope is an organization that works with pharmaceutical companies. They help patients to get low-price or free prescription drugs. The amount of assistance completely depends on the guidelines set by the pharmaceutical company for the specific drug. To get the assistance you will need to meet the guidelines to qualify for the program.
Good Days
Good Days offers financial assistance to people who are struggling with life-altering diseases. Some of the diseases they pay medical bills for are cancer, hepatitis C, multiple Sclerosis, eye conditions such as macular disease, and retinal disease.
Read the eligibility criteria and income guidelines before applying for the program. You may visit their official website to get more information about their organization and offers.
NeedyMeds
NeedyMeds is a website that shares information about those organizations that can help you to pay medical bills. With NeedyMeds, you don’t have to fill out any application, as you get only the information from this website. This website helps you to locate those organizations that help you pay medical bills.
Wrapping it up
Research shows, 66% of people are struggling to pay their medical bills for one-time or short-term expenses. For such people, there are several organizations that are governmental and non-profit that help low-income families and individuals with medical bills. People need to meet their guidelines and criteria to get assistance with grants for medical bills. In this article, we list out the popular organizations that help you with financial assistance for medical bills. Thanks for reading.
