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Young adults and men are sometimes better tippers, but also more likely to not tip at all.

Most high-end credit cards focus on travel perks, so will cardholders continue to pay high annual fees for privileges they’re

Travel, Internet/Phone/Cable are biggest expenses.

Holiday tipping: teachers/childcare providers fare best.

Cash back is the most popular type of rewards card, well ahead of gas/retail cards (held by 29 percent of

Fewer than half willing to cut back in each category.

Just 1 in 5 credit card debtors are most attracted to 0% balance transfer offers.

About three-quarters of rewards cardholders have at least one cash back credit card. And most of them are taking advantage

Starwood Preferred Guest sets the pace. The Club Carlson Premier Rewards Visa Signature card earned second place, thanks in large part to its

United MileagePlus Explorer Card earns top honors.